Entrusting your vehicle to a carrier is a big decision. Understanding the insurance coverage provided during transit is essential for your peace of mind and financial protection.
Primary Carrier Insurance
By law, every auto carrier must have a minimum amount of Cargo Insurance. This covers your vehicle against damage during loading, transport, and unloading.
Insurance Verification
What is Not Covered?
Insurance is for the vehicle only. It does not cover personal items left inside the car or damage caused by "Acts of God" (like extreme hailstorms or floods) unless specified.
Your Insurance Checklist
The Importance of the Bill of Lading (BOL)
| Document | Purpose in Insurance | Critical Step |
|---|---|---|
| Pickup BOL | Baseline condition proof | Detailed photo verification |
| Delivery BOL | Proof of new damage (if any) | Immediate signing and noting |
Expert Tip
Conclusion
Insurance is your safety net. At Seals Shipping, we only work with carriers who maintain a current and valid insurance status, adding an extra layer of logistics oversight to your move.
FAQs About Auto Transport
It covers your vehicle against damage during loading, transport, and unloading. Open trailer policies typically run $100,000–$250,000; enclosed carriers often carry $500,000–$2,000,000.
No. Carrier insurance covers the vehicle only — not personal belongings left inside. Remove all valuables before shipping.
Note it on the delivery Bill of Lading before the driver leaves. Signing it clear makes it nearly impossible to file a successful claim afterward.
